Raising Finance

There are several sources of finance potentially available to your business and choosing the most suitable type depends on whether you are trying to grow your business, finance a specific project or acquisition or manage your existing working capital needs. Once your financing objective has been established I would be happy to talk you through the process of securing the finance you need on favourable terms:

• Conducting an evaluation and cost comparison of the relevant to include an analysis of the tax implications of each one;
• Identifying and approaching the appropriate lender for the type of finance you require;
• Preparing a solid and detailed business plan and presenting this to your lender;
• Negotiating the terms of finance to include the level and type of security required, the fees and margins charged and the conditions of borrowing the lender seeks to impose;
• Managing the lenders ongoing requirements once the finance has been secured.

Please refer to our case studies.

Sources of Finance

• Personal Resources
• Business Grants
• Bank Term Loans
• Commercial Mortgages
• Asset-based Lending
• Leasing and Hire Purchase
• Bank Overdrafts
• Payroll Finance
• Invoice Discounting
• Debt Factoring

Types of security

• Fixed or floating charge over your business assets
• Second mortgage over your home
• Personal guarantees